Why Your Timeshare Points Lose Value Every Year (And How to Reverse It)

Every year, millions of timeshare owners experience the same frustration:
their points lose value—fast.

They expire, get restricted, roll over with limitations, or simply sit unused because life gets busy. Meanwhile, maintenance fees rise, booking windows shrink, and the cost of making your timeshare “worth it” becomes harder and harder to justify.

But here’s the truth most owners never hear:

Timeshare points don’t just lose value because you aren’t using them.
They lose value because the system is designed to make them harder to maximize.

Fortunately, there is a way to reverse the decline and turn your points into consistent financial return.

In this blog, we break down exactly why your points lose value—and how RMT helps owners regain control and turn unused points into real income.

1. Points Expire Faster Than Most Owners Realize

Points are marketed as flexible and convenient, but behind the scenes, expiration rules are strict:

• Use them this year or lose them
  
• “Banking” them still limits future use
  
• Restrictions reduce where and when you can book
  

The result?

Expired points = lost money.

Once they expire, the value disappears completely—no credit, no refund, no recovery.

RMT solves this by converting upcoming points into income before they lose value, ensuring they generate a return instead of disappearing.

2. Rising Maintenance Fees Lower Your Point Value Over Time

Every year, maintenance fees go up:
5%, 7%, sometimes even 10%.

But the number of points you own stays the same.

That means:

Your cost per point increases every year—even if you don’t use them.

If your points aren’t used efficiently, the financial gap widens:

• More money spent
  
• Less value received
  
• More pressure to “use or lose”
  

RMT offsets this financial burden by generating predictable payouts that can help cover maintenance fees or, in some cases, surpass them entirely.

3. Limited Availability Decreases Point Value

Trying to book a holiday week?
A popular destination?
A school break vacation?

Good luck.

Resorts often restrict owners during high-demand periods or release inventory extremely late. When you can’t book the dates you want, your points lose practical value.

But with RMT, value isn’t tied to your ability to travel.

We use your points to book stays that renters want—even during peak demand—so you don’t lose value due to lack of availability.

4. The System Is Designed to Make Points Harder to Maximize

The points system was built to:

• Reduce unused room inventory
  
• Encourage owners to buy more points
  
• Keep owners paying annual fees
  

This creates a natural depreciation cycle:

More owners + smaller inventory = less booking power.

That’s why your points buy fewer nights today than they did years ago.

But the rental market works differently.

Renters pay high rates for resort stays—meaning your points can gain monetary value even as booking value declines.

That’s the opportunity RMT taps into.

5. Owners Don’t Have Time to Navigate the Complex System

Even the most dedicated owner struggles to track:

• Booking windows
  
• Point calendars
  
• Banking deadlines
  
• Exchange networks
  
• Upgrade opportunities
  

It’s a lot.

And when owners don’t have time to maximize their points, those points naturally lose value through inactivity.

RMT removes the burden entirely by managing everything for you—turning unused points into income without requiring your time, travel, or effort.

How to Reverse Point Depreciation With RMT

The solution is simple:
Stop letting points sit, expire, or lose value—and convert them into income instead.

Here’s how RMT helps owners regain control:

1. Convert Points Into High-Value Stays

We book stays that perform well in the rental market.

2. Handle All Listings and Pricing

We manage the entire rental process professionally.

3. Manage Guest Communication and Support

No stress, no messaging, no coordination on your part.

4. You Stay in Full Control of Your Points

Use the points you want; monetize the rest.

5. Earn Predictable Monthly Income

Your points finally work for you—not the other way around.

Your Points Don’t Have to Lose Value — Unless You Let Them

Timeshare points depreciate because the system is structured to favor the resort, not the owner.
But with the right strategy, owners can reverse that trend entirely.

RMT gives owners a simple, hands-off way to:

• Stop point expiration
  
• Offset rising maintenance fees
  
• Increase point value through rentals
  
• Generate reliable passive income
  
• Finally get REAL return on their timeshare investment
  

Instead of losing value every year, your points can become a consistent source of financial gain.